Saving and Spending Tips from Bankrate.com

• Watch for 'cash for clunkers' scams July 31, 2009
  Don't give out personal data to a middleman, and make sure a dealer isn't sneaking in unwanted fees.
• 'Official' owner wants cash for a clunker July 31, 2009
  This owner may be out of the money. You must be the car's owner for a least a year to get the cash.
• Home equity can be used to buy car July 31, 2009
  Home equity products can be used to fund a car purchase. But there are risks for the homeowner.
• How to spend extra money smartly July 30, 2009
  Pay down credit cards, but also set a budget and save some cash in an emergency fund for hard times.
• When a HELOC is used for a business July 30, 2009
  A couple wonders if interest on a HELOC is tax-deductible if the loan is used for an LLC.